Tax Scams Targeting Older Adults

Being caught in tax scams can happen to anyone, even though most of us think we’re too smart to get fleeced. Unfortunately, even the most cautious person can get ripped off. When older adults are defrauded, the effects can be devastating.

One insidious fraud making the rounds during tax season involves IRS impersonators. Swindlers claiming to be from the IRS tell intended victims they owe taxes and must pay using a pre-paid debit card, money order or a wire transfer. They threaten those who refuse to pay with a grand jury indictment, immediate arrest, deportation or loss of a business or driver’s license. Read More

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Age-friendly bathroom remodels

Activities that are easy now may become more difficult in the future: Going up and down stairs, standing up from sitting, getting in and out of the tub, catching your balance if you start to slip. . . . As you consider aging in place, it is wise to keep these issues in mind, particularly about the bathroom.

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What Is Aging Life Care?

Overwhelmed by the choices and decisions involved with caring for an older loved one? Hit with an emergency or crisis situation and not sure where to start? Or do you want to plan for your own aging and make your own decisions?

No matter your individual situation or preferences, Aging Life Care Professionals™ offer a client-centered approach to guide individuals and families to actions and decisions that focus on well-being and the best care choices for your situation. Read More

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Social Security and the newly single

Life has a way of throwing us curveballs.

The unexpected death of a spouse—or a divorce—can certainly wreak havoc on your emotions. It can also throw a wrench in your finances.

If you are age 62 or older, here are some Social Security basics to bear in mind as you regain your financial footing or make contingency plans.

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Know Your Options: The Pros and Cons of Living at Home as You Age

Aging in place, as defined by the U.S. Centers for Disease Control and Prevention, is “the ability to live in one’s home and community safely, independently, and comfortably, regardless of age, income or ability level.” Ninety percent of individuals 65 years of age and older report that they would prefer to continue living in their current residence as they age.

There are times, however, when the desire to age in place doesn’t match reality. If and when an individual’s home can no longer support independence, safety, and comfort, or when a health change makes it difficult to thrive within that environment, it might be time to consider options.

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Navigating the Overwhelming Options of Long-Term Care

We are growing older as a nation. Since 2011, baby boomers have been turning 65 at an average rate of 10,000 per day, a trend that will continue until 2030. And we are living longer. Fortunately, we are also healthier and more active than past generations.

However, according to the Administration on Aging, 70 percent of people turning age 65 can expect to use some form of long-term care during their lives. Thirty-five percent will spend some time in a long-term care facility, such as a nursing home or assisted living community.

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COVID Protocols: Ensuring the Safety of Our Clients

Aging Wisdom has been providing support to our clients since the start of the COVID pandemic. We follow strict COVID protocols and do everything we can to ensure the safety of our clients.

Many families have questions about how to best care for their loved ones during the COVID-19 pandemic. This list of frequently asked questions can provide your family with helpful guidance. Read More

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Get in the Lifeboat: But Don’t Float Alone! Key Supports You’ll Want in Your Boat

Being a caregiver can be lonely. Over time, friends and family may start to fade away and your world begins to feel very small. As you encounter tricky situations, you might struggle with how to navigate them gracefully. This caregiving race is a marathon, not a sprint. Equipping yourself for the long haul is essential. Just as you would never head out to sea alone, you shouldn’t start this caregiving journey alone.

As you get into your lifeboat, you don’t have to float alone. Here are some key players you’ll want with you to ensure a smooth ride: Read More

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10 Steps to Set Yourself Up for Success in Your Retirement

Happy 75, Baby Boomers! 2021 marks the year that the first of the boomers — 3.4 million babies born in the U.S. in 1946 — start turning 75. My Uncle Mike, born January 5th, 1946, is one of the first to mark this significant milestone. A birthday is the perfect time to make sure you well set up for the future, especially since we all have far more time at home to focus on the tasks that many of us avoided for years.

Many baby boomers I know have had to assume the care of their aging parents. It was often a very stressful scenario because their parents did not plan, often refused help, and left adult children to pick up the pieces. Because of this experience, baby boomers are motivated to save their kids from this same fate. They are eager to plan so that their kids won’t be burdened with their future care.

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